BEVA guides to equine insurance
Two new guides have been introduced by the British Equine Veterinary Association (BEVA) to help explain the complexities of equine insurance to vets and their clients.
The veterinary surgeon's guide to riding and sport horse insurance provides vets with guidance in understanding insurance requirements and issues, including details of the main types of cover available, veterinary fees, the death of a horse and permanent loss of use.
It also gives pre-purchase and pre-insurance vetting recommendations, as well as providing a final section on insurance terminology, with a jargon-buster.
For horse owners, the BEVA leisure and sports horse insurance guide is a practical handout that covers all of the frequently asked questions relating to taking out insurance. It covers details of fees, the death of a horse, the importance of pre-purchase vetting, exclusions and permanent loss of use.
Furthermore, the horse owner guide includes information on how and when to insure.
According to the BEVA, up to 40 per cent of horses become ill or injured every year, with a quarter of all insured horses having a claim in any one year. The association, therefore, recommends horse owners use insurance as a method of budgeting for unexpected healthcare costs.
"Whether a vet or horse owner, understanding equine insurance can be intimidating for the best of us," said Andrew Harrison, Junior Vice President of BEVA. "The new guides should make it easier for you and your clients to understand the finer points of policies, premiums and claim protocols."
Click here to download the guide for vets.
Click here to download the guide or horse owners.
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